Skip the bank bureaucracy. Get funded in 24 hours.
Complete our simple online application with basic business information.
Our AI matches you with 75+ lenders to find your best options.
Choose your best offer and receive funds within 24 hours.
Traditional banks: 2-3 months
Access Funding: 24 hours
Banks approve: 20%
We approve: 97%
Banks: Strict collateral required
Us: No collateral for most programs
Banks: Hidden fees discovered later
Us: All fees disclosed upfront
For most programs, you'll need 3 months of bank statements and a driver's license. Some programs may require tax returns or financial statements. We'll let you know exactly what's needed after your initial application.
Funding amounts range from $5,000 to $3,000,000+, depending on your business revenue, time in business, and credit profile. Most businesses qualify for 10-15% of their annual revenue.
We work with all credit profiles. While better credit gets better rates, we have programs for credit scores as low as 500. Our 97% approval rate means we likely have a solution for you.
Yes! We have programs for businesses with just 6 months of revenue. Some specialty programs are available for newer businesses with strong credit or industry experience.
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