We help small business owners across the United States access the capital they need to grow, hire, and thrive — without the red tape of traditional banks.
Access Funding was founded with a simple belief: every small business deserves access to fair, transparent funding. Too many business owners spend weeks applying at banks only to be turned away. We built a better path.
We work with a curated network of lending partners to match businesses with the right funding product — whether that's an SBA loan, a merchant cash advance, a business line of credit, or startup financing. Our streamlined process takes minutes, not weeks, and qualified businesses can receive funding in as little as 24 hours.
Julian founded Access Funding to bridge the gap between small businesses and the capital they need. With hands-on experience in business finance and a deep understanding of SBA lending programs, merchant cash advances, and alternative funding, Julian personally reviews funding applications and works directly with business owners to find solutions that fit their specific situation.
Julian specializes in helping businesses that have been turned down by traditional banks — including those with credit challenges, startups without extensive operating history, and businesses in industries that banks consider higher-risk. His approach combines industry expertise with genuine care for each business owner's success.
Most applications are reviewed within hours. Funding can arrive in as little as 24 hours for qualified businesses.
No hidden fees, no surprise terms. We explain every option clearly so you can make informed decisions.
Credit scores as low as 400 accepted. Multiple funding products to match your specific business needs.
We serve businesses in all 50 states with local market knowledge for 77 major metro areas.
We offer a range of funding solutions to meet different business needs:
Getting funded with Access Funding is straightforward:
We use a soft credit pull for initial applications, so checking your options has no impact on your credit score.
Phone: (201) 691-7515
Email: [email protected]
Address: 1 Bridge Plaza North, Fort Lee, NJ 07024
Hours: Monday – Friday, 9:00 AM – 5:00 PM EST
Apply in 2 minutes. No obligation. No impact to your credit score.
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