Terms of Service

Effective Date: January 1, 2024

Welcome to Access Funding. These Terms of Service ("Terms") govern your use of our website accessfunding.biz and our services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

2. Description of Services

Access Funding (including Authorized Third Parties, partners and affiliates) provides a platform that connects businesses seeking funding with potential lenders and funding partners. We are not a lender ourselves but act as an intermediary to facilitate funding connections. Our services include:

• Collecting business information through our online forms
• Matching businesses with appropriate funding partners
• Facilitating communication between businesses and lenders
• Providing information about funding options
• Marketing and promotional communications through our authorized third parties, partners and affiliates

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be authorized to enter into legal contracts
• Have a legitimate business seeking funding
• Provide accurate and complete information
• Meet our minimum business requirements (4 months in business)

4. User Obligations

You agree to:

• Provide true, accurate, current, and complete information
• Maintain and promptly update your information
• Not use our services for any illegal or unauthorized purpose
• Not violate any laws in your jurisdiction
• Not interfere with or disrupt our services
• Not attempt to gain unauthorized access to our systems

5. No Guarantee of Funding

6. Fees and Compensation

Our services to you are free. We receive compensation from our funding partners when a successful funding arrangement is made. This does not affect the rates or terms you receive from lenders.

7. Privacy and Data Use

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to:

• The collection and use of your information as described in our Privacy Policy
• Sharing your information with funding partners
• Sharing your information with our authorized third parties, partners and affiliates
• Receiving communications from us and our partners
• Receiving automated promotional messages via email, phone, and text message

8. Marketing Communications

By using our services and providing your contact information, you expressly consent to receive marketing communications from Access Funding (including Authorized Third Parties, partners and affiliates) via email, telephone calls, and text messages. These communications may include information about funding opportunities, special offers, and other business-related services. Message frequency may vary. Message and data rates may apply. You may opt-out of these communications at any time by replying STOP to text messages or following unsubscribe instructions in emails.

9. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Access Funding or our licensors and is protected by intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Reverse engineer or attempt to extract source code

10. Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party sites
• Products or services offered by third parties
• Your interactions with third-party lenders
• Communications from our authorized third parties, partners or affiliates

11. Disclaimers

OUR SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING:

• MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR RELIABILITY OF INFORMATION

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACCESS FUNDING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits or revenue
• Loss of use or data
• Business interruption
• Failure to obtain funding

13. Indemnification

You agree to indemnify and hold Access Funding (including Authorized Third Parties, partners and affiliates) harmless from any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any rights of another party
• Information you provide to us

14. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of changes by posting the new Terms on our website. Your continued use of our services after changes constitutes acceptance of the modified Terms.

15. Termination

We may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New Jersey, without regard to its conflict of law provisions.

17. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Access Funding regarding the use of our services.

19. Contact Information

Back to Home